Updated: Jul 1, 2021
Freedom is not absent commitments but rather, the ability to choose freely.
Pareto principle: 80/20 ratio in almost every aspects of my life.
20% effort to achieve 80% results.
20% employee's contribution to CPF during majority of one's working career.
Partake in 20% risks-returns adjusted investments in accordance to barbell.
Barbell strategy: 80/20 parameters.
Marrying my needs (conservative) and wants (exploratory).
Seek growth with accretive stocks acquisitions and income with dividends.
Robust planning with anti-fragile strategy - 80% safety nets & 20% risks.
As you will have realised, the 20% crumbs might be negligible but significant in one's financial independence journey.
As content gets commoditised with technological advancements and fungible resources, readers should comprehend materials for informational purposes ONLY and NOT be taken as tax, legal, business, or investment advice. It also does NOT constitute as an offer or solicitation to consider any investments or securities. Case to point, the content is not directed to any individual and may not be used to evaluate or make any investment.
Do note that this is not financial advice. Please always do you own due diligence all the time and consult relevant professionals or financial advisor. (Or a chat with me!)
Referral Links (T&Cs apply on freewill):
Singtel Dash -
Sign up with referral code: DASH-THPK8 or tap on this link https://appserver.dash.com.sg:443/mgm?DASH-THPK8 now.
Tiger Brokers -
Sign up with https://www.tigerbrokers.com.sg/activity/forapp/invitflow-intl/signup.html?template=invite202011&lang=en_US&invite=45PJNS to receive 500 Tiger Coins, 60 commission-free trades within 180 days for U.S. stocks, H.K. stocks, Singapore stocks and Futures. You will also receive a free share of Starbucks when you make an initial deposit more than 2000 SGD or equivalent currency.
FUTU SG via moomoo -
Sign up to get 1 Free Apple Share (welcome bundle) and Unlimited Commission-Free Trading! https://j.moomoo.com/006a07
Sign up with https://endowus.com/invite?code=Q44MY Endowus is a MAS-licensed investment advisor that helps us invest our CPF, SRS, and cash savings in globally diversified portfolios. When you sign up and fund your account, we each get $10,000 in assets advised for free for 6 months.
Sign up with my referral code: SRPS7JZXM. Invest with syfe.com to be rewarded with up to $100SGD.
Sign up with my referral code: 2UDF-86SM. Create your account with
Sign up with my referral link https://crypto.com/app/7dpd7bs5fa to sign up for Crypto.com and we both get $25USD