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Uncomplicated financial planning in 9 simple tabs.

In starting any new endeavours, to quit when encountering challenges is often the easiest. To maintain the course is arguably the hardest. That is why I spend quite a far bit of time to design, customise and improvise my financial template to make my investment journey a bit less tedious and more fun. Here goes..


Tab #1 - Coast Statement

A yearly review of my long term strategies and achievements or setbacks.


Tab #2 - Savings Goal

A yearly review of my short to medium term saving goals.


Tab #3 - Insurance

Details of my entire suite of insurance policies to identify any protection gaps.


Tab #4- Net Worth

Assets and Liabilities at current point in time to determine financial adequacy.


Tab #5 - Cash Flow

12 months projection of cash inflows and outflows to map liquidity needs.


Tab #6 - Mortgage

Amortisation table to calculate principal balance and interests paid.


Tab #7 - Portifolio

Yearly portfolio allocation to optimise risk-rewards with rebalancing or divesting.


Tab #8 - Stocks

Details of my entire investments and trades for post mortem.


Tab #9 - Overview

An umbrella view of the entire financial planning assumptions and structure.


And that's it, with the right mindset and some niffy spreadsheet knowledge, anyone can begin their journey towards fulfilling any personal or financial goals.

 

Disclaimer:

As content gets commoditised with technological advancements and fungible resources, readers should comprehend materials for informational purposes ONLY and NOT be taken as tax, legal, business, or investment advice. It also does NOT constitute as an offer or solicitation to consider any investments or securities. Case to point, the content is not directed to any individual and may not be used to evaluate or make any investment.

Do note that this is not financial advice. Please always do you own due diligence all the time and consult relevant professionals or certified financial advisors/planners. (Or a chat with me!)

 

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