Delaying gratifications for my little one
While I may not leave behind wealth in abundance for J, i hoped as parents we have left enough gems for her to manoeuvre gracefully and navigate future challenges in life confidently. Starting with a structured time schedule and a quarterly CPF top-ups (VC3AC & RSTU) exercise.
Teach children the value of learning. Stacking knowledge day by day, while not nearly financial advice but a general statement to never stop learning and to read extensively. The more she reads, the more she understands how the society works, and they will learn important things, like how save, invest, in other words, how to value time and money.
Price is what you pay, value is what you get. Learning value along the way to distinguish between intrinsic and superficial things. This requires self-awareness and life experiences whereby she will hopefully stumble but emerge better and wiser in the journey.
Connect the dots and believe that somehow all the hard work now will connect in the future. Delayed gratifications and sowing the seeds now; like what we advocate in saving pessimistically and investing optimistically will ultimately benefit in the long run.
I hoped that these little gems would help her learn important lessons, not only pertaining to money but also in life.
As content gets commoditised with technological advancements and fungible resources, readers should comprehend materials for informational purposes ONLY and NOT be taken as tax, legal, business, or investment advice. It also does NOT constitute as an offer or solicitation to consider any investments or securities. Case to point, the content is not directed to any individual and may not be used to evaluate or make any investment.
Do note that this is not financial advice. Please always do you own due diligence all the time and consult relevant professionals or certified financial advisors/planners. (Or a chat with me!)
Referral Links (T&Cs apply on freewill):
Singtel Dash -
Sign up with referral code: DASH-THPK8 or tap on this link https://appserver.dash.com.sg:443/mgm?DASH-THPK8 now.
Tiger Brokers -
Sign up with https://www.tigerbrokers.com.sg/activity/forapp/invitflow-intl/signup.html?template=invite202011&lang=en_US&invite=45PJNS to receive 500 Tiger Coins, 60 commission-free trades within 180 days for U.S. stocks, H.K. stocks, Singapore stocks and Futures. You will also receive a free share of Starbucks when you make an initial deposit more than 2000 SGD or equivalent currency.
FUTU SG via moomoo -
Sign up to get 1 Free Apple Share (welcome bundle) and Unlimited Commission-Free Trading! https://j.moomoo.com/006a07
Sign up with https://endowus.com/invite?code=Q44MY Endowus is a MAS-licensed investment advisor that helps us invest our CPF, SRS, and cash savings in globally diversified portfolios. When you sign up and fund your account, we each get $10,000 in assets advised for free for 6 months.
Sign up with my referral code: SRPS7JZXM. Invest with syfe.com to be rewarded with up to up to $100 SGD.
Sign up with my referral code: 2UDF-86SM. Create your account with
Sign up with my referral link https://crypto.com/app/7dpd7bs5fa to sign up for Crypto.com and we both get $25 USD
Hugo - Friends for Goldback®