While I may not leave behind wealth in abundance for J, i hoped as parents we have left enough gems for her to manoeuvre gracefully and navigate future challenges in life confidently. Starting with a structured time schedule and a quarterly CPF top-ups (VC3AC & RSTU) exercise.
Teach children the value of learning. Stacking knowledge day by day, while not nearly financial advice but a general statement to never stop learning and to read extensively. The more she reads, the more she understands how the society works, and they will learn important things, like how save, invest, in other words, how to value time and money.
Price is what you pay, value is what you get. Learning value along the way to distinguish between intrinsic and superficial things. This requires self-awareness and life experiences whereby she will hopefully stumble but emerge better and wiser in the journey.
Connect the dots and believe that somehow all the hard work now will connect in the future. Delayed gratifications and sowing the seeds now; like what we advocate in saving pessimistically and investing optimistically will ultimately benefit in the long run.
I hoped that these little gems would help her learn important lessons, not only pertaining to money but also in life.
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Do note that this is not financial advice. Please always do you own due diligence all the time and consult relevant professionals or certified financial advisors/planners. (Or a chat with me!)
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